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Consumer Scams

There are risks as well as benefits to using a mobile device such as a smartphone or a tablet to access bank or credit card account information or to make purchases or payments. This article describes some of these pros and cons and concludes with a series of tips intended to help Arizona consumers practice safe and secure mobile banking.

What is identity theft?

Identity theft is the unauthorized use of someone’s personal data (a driver’s license or Social Security number, for example) It is a fast-growing crime that strikes millions of Americans each year at an estimated cost of more than $51 billion to businesses, financial institutions and consumers.

These days most of us use our WI-FI devices while traveling.  We use them in hotels, airports, RV parks, and coffee shops. While surfing the web in public has become part of our daily lives, we must always be aware that public networks pose serious security risks.  We need to be aware of the dangers and know how to protect against them.

Arizona has three general services Legal Aid organizations which cover different regions of the state. Community Legal Services (800) 852-9075 covers Maricopa, Mohave, Yavapai, Yuma and LaPaz Counties. Southern Arizona Legal Aid (800) 640-9465 covers Southern Arizona. DNA People’s Legal Services (800) 789-7287 covers Northern Arizona.

This information comes directly from the Internal Revenue Service.

If someone filed a federal tax return with your personal information without your consent, you may be a victim of identity theft.

Generally, identity theft occurs when someone uses your name or other identifying information for personal gain.  One example is filing a tax return to get someone else’s tax refund.  The enclosed publication 4535, Identity Theft Prevention and victim Assistance, has information you may find helpful.

Americans lose an estimated $40 billion a year in telemarketing fraud alone, and another $4 billion in mail scams. And the victims are often seniors. You could be approached through the mail, by telephone, via e-mail or at your front door. Know your rights and how you might be vulnerable. As the old adage goes: “If it seems too good to be true, it probably is.”

This website has been prepared for general information purposes only. The information on this website is not legal advice. Legal advice is dependent upon the specific circumstances of each situation. Also, the law may vary from state-to-state or county-to-county, so that some information in this website may not be correct for your situation. Finally, the information contained on this website is not guaranteed to be up to date. Therefore, the information contained in this website cannot replace the advice of competent legal counsel licensed in your jurisdiction.

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