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Dealing with Debt

Perhaps your debts have become unmanageable now that you are living on a fixed or more limited income. Maybe the unexpected costs of medical treatment or prescription drugs have pushed you to the brink. How you deal with the situation will depend on your particular circumstances.

Most people think that if they are injured in an auto accident, they file a claim with the other driver’s insurance and get paid for their damages.  They may need a lawyer, especially if there is a dispute over who was at fault, but at the end of the day they expect a check for vehicle damage, medical expenses, and pain and suffering related to their injuries.  Once upon a time, back in the early 1980’s, that’s the way it was.  But over the years health care provider liens have eroded a plaintiff’s right of recovery under personal injury law.